Citi Strata Premier replaces the Premier Card

The Citi Premier® Card simply received a brand new look and a few additional perks. Citi introduced the Citi Strata Premier Card in early Could 2024, refreshing the favored mid-tier journey card with extra worth for cardholders with out mountaineering the annual payment. 

Whether or not you’ve had your eye on making use of for the Premier Card otherwise you’re an current cardholder, right here’s what you could know in regards to the revamp.

The Strata Premier gives extra rewards and protections

Earlier than the announcement, the Citi Premier Card supplied 10 factors per greenback on lodges, automotive leases and points of interest booked by the Citi Journey portal by June 30, 2024. With the redesigned Strata Premier Card, that rewards fee will turn into everlasting. 

The brand new card additionally gives 3 factors per greenback spent at electrical automobile charging stations. 

These bonus classes are supplied along with the three factors per greenback cardholders already earn on eating places, supermarkets, gasoline stations, air journey and lodges, and 1 level per greenback on all different purchases.

Moreover, the cardboard now gives extra journey safety perks, making it a more sensible choice to cowl your journey purchases. New and current cardholders will get the next advantages:

• Journey cancellation and interruption insurance coverage: Gives a reimbursement for sure non-reimbursable bills charged by a typical provider in case your journey is canceled or reduce quick attributable to a coated motive.
• Journey delay insurance coverage: Gives reimbursement for sure bills, akin to meals and lodge lodging, in case your journey is delayed by a typical provider for a qualifying time frame.
• Misplaced or broken baggage insurance coverage: Gives protection for private belongings which might be misplaced or broken by a typical provider.
• MasterRental protection: Gives collision injury waiver protection when you get in an accident with a rental automotive (once you pay with this card and decline the rental firm’s protection on the counter).

The brand new Strata Premier Card can also be retaining the unique card’s lodge credit score perk, which provides cardholders $100 off a single lodge keep of $500 or extra (excluding taxes and charges) when booked by the Citi Journey portal. You will get the profit as soon as per calendar yr.

Apply now and get an elevated welcome provide

To rejoice the cardboard relaunch, Citi is providing an elevated welcome bonus for a restricted time: 75,000 bonus factors once you spend $4,000 within the first three months from account opening. 

For context, the cardboard’s commonplace bonus is 60,000 bonus factors once you spend $4,000 within the first three months. In different phrases, you’ll get $150 extra worth within the type of journey, money again or present playing cards when you apply earlier than the provide ends. 

Bear in mind, too, that you may doubtlessly get much more worth out of your redemptions by transferring your ThankYou factors to considered one of Citi’s quite a few airline and lodge loyalty program companions and reserving award journey.

Do you have to apply for the brand new Citi Strata Premier Card?

If you have already got the Premier Card, you’ll routinely get the Citi Strata Premier Card’s new rewards charges and journey safety advantages. In order for you the brand new card design, nevertheless, you’ll want to attend till your present card expires. The $95 annual payment is remaining unchanged with this revamp. 

In case you’re not a cardholder but, the brand new welcome bonus is engaging—although Citi has supplied as a lot as 80,000 bonus factors prior to now. 

In case you’re fascinated about making use of for the brand new Citi Strata Premier Card, although, it’s essential to take a look at the complete image. Check out your spending habits and journey plans to guage whether or not the cardboard’s rewards charges and advantages are the appropriate match for you. 

Additionally, take a while to buy round and evaluate the cardboard with different prime journey bank cards. Whether or not you’re searching for a card with no annual payment or one that provides extra premium perks, there might be choices out there which might be higher suited to your habits and desires. 

Those that don’t need to pay an annual payment may want a card just like the Bilt Mastercard®, which rewards spending on eating, journey, and lease funds. In the meantime, these searching for a really premium expertise and prepared to pay an annual payment in trade for them may need a card just like the The Platinum Card® from American Specific with its in depth airport lounge entry.

To view charges and charges of the The Platinum Card® from American Specific, see this web page 

The takeaway

The largest winners with the brand new Citi Strata Premier are current cardholders, who don’t have to do something to get pleasure from the brand new rewards charges and journey perks. Nevertheless, new candidates will admire the limited-time welcome provide that accompanies the cardboard relaunch. 

In case you’re contemplating the brand new Strata Premier Card, rigorously evaluate the cardboard’s options and analysis options to make sure you get the perfect card for you.

In any case, it’s refreshing (pardon the pun) to see a card revamp that provides worth with out rising an annual payment, as that bucks the development we’ve seen in lots of current bank card overhauls.

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